Your Vision, Our Foundation

Ready to build your dream home with Sandmark Construction? Secure your lot with TowneBank Mortgage. We offer flexible lot loans to help you secure the perfect piece of land.

Why choose a lot loan with TowneBank Mortgage?

  • No Prepayment Penalty.
  • Competitive Interest Rates.
  • Loan Terms that Fit Your Needs.
  • Local Expertise and Personalized Service.
  • Guidance Through Every Step of the Process

Terms & Eligibility: (exceptions may apply)

  • Loan Amount: Minimum $25,000, Maximum $500,000
  • Credit Score: Minimum 680
  • Max LTV/CLTV: 75%
  • Rural/Agricultural Land Max LTV 65%
  • Max DTI: 43%
  • Must Be Located in an Approved County
  • 10 Acres or Less
  • Various Terms and Options available

Take the First Step:

Contact me today to get started and discuss your lot loan options!

Property must be located in the TowneBank Approved Counties. TowneBank Referral Form Required. Additional guidelines apply, and requirements are subject to change.

Kaye Jones
Mortgage Senior Loan Officer
NMLS# 94785
Cell: 252-256-1333
[email protected]

 

Content provided by TowneBank Mortgage for informational purposes only. The information contained herein (including but not limited to any description of lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend. TowneBank Mortgage NMLS#512138. Equal Housing Lender